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United Kingdom Leading Case construction interpretation

AIG Europe Ltd v Woodman

[2017] UKSC 18
JurisdictionUnited Kingdom
CourtUK Supreme Court
Year2017
StatusBinding authority

Summary

Aggregation clause requiring claims to arise from 'similar acts or omissions in a series of related matters' demands a real connection between the matters, not merely a common origin.

Key Principle

aggregation clause; meaning of 'arising from similar acts or omissions in a series of related matters'

Area of Law

insurance

Related Cases

Allianz Australia Insurance Ltd v Sim [2012] HCA 39
Certain Lloyd's Underwriters v Cross (2012) 248 CLR 378

Under Insurance Contracts Act s.54, an insurer cannot refuse a claim on the basis of the insured's breach of duty of disclosure where that breach did not cause or contribute to the loss.

Westport Insurance Corporation v Gordian Runoff Ltd (2011) 244 CLR 239

Insurance contract construction follows general commercial contract principles, requiring consideration of text in context and giving effect to the commercial purpose.

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