United Kingdom aggregationcovid 19interpretation

Greggs Plc v Zurich Insurance Plc

[2022] EWHC 2545 (Comm)

JurisdictionUnited Kingdom

CourtHigh Court, Queen's Bench Division (Commercial Court)

Year2022

StatusBinding authority

Key Principle

Under a business interruption policy aggregating losses arising from a 'single occurrence', COVID-19 losses are not aggregated into one single occurrence (the point at which a government response became inevitable); rather there are multiple aggregating occurrences corresponding to distinct government measures meeting the 'unities' test.

Area of Law

General

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