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United Kingdom quincecare dutyapp fraudpayment instructions

Philipp v Barclays Bank UK plc

[2023] UKSC 25
JurisdictionUnited Kingdom
CourtUnited Kingdom Supreme Court
Year2023
StatusBinding authority

Key Principle

The Quincecare duty does not extend to authorised push payment fraud where the customer themselves gives the payment instruction, even if deceived by a third party; the bank's duty is to execute the customer's instruction.

Area of Law

banking

Related Cases

Stanford International Bank Ltd v HSBC Bank plc [2022] UKSC 34
Stanford International Bank Ltd (in liquidation) v HSBC Bank Plc [2022] UKSC 34
Singularis Holdings Ltd v Daiwa Capital Markets Europe Ltd [2019] UKSC 50

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