The discovery rule does not apply to FDCPA claims; the one-year statute of limitations runs from the date of the violation, not discovery.
Statute of Limitations
Chevron U.S.A. v NRDC overruled; courts must independently interpret statutes and may not defer to agency interpretations solely because of statutory ambiguity.
The Seventh Amendment right to jury trial applies to SEC administrative fraud proceedings seeking civil penalties, rendering ALJ adjudication of such claims unconstitutional.
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