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United Kingdom
covidaggregation and causation
Stonegate Pub Co Ltd v MS Amlin Corporate Member Ltd
[2022] EWHC 2548 (Comm)
Key Principle
On a Marsh Resilience business-interruption wording, COVID-19 losses are aggregated to a small number of 'single occurrences' (notably the 20 March 2020 nationwide closure measures) so as to cap recovery, and amounts of government support (furlough and business-rates relief) must be brought into account to avoid the insured recovering more than an indemnity.
Area of Law
commercial, contract
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