United Kingdom aggregationcovid 19interpretation

Various Eateries Trading Ltd v Allianz Insurance plc

[2022] EWHC 2549 (Comm)

JurisdictionUnited Kingdom

CourtHigh Court, Queen's Bench Division (Commercial Court)

Year2022

StatusBinding authority

Key Principle

Under a 'Marsh Resilience' business interruption policy aggregating losses connected to a 'single occurrence', COVID-19 losses aggregate to a small number of major government measures rather than per-premises, and there is nothing in the wording to support aggregation on a per-insured-location basis.

Area of Law

General

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